Gaming and sports betting are meant to be enjoyable. When they stop feeling that way, it is worth pausing. This page covers everything you need to keep your 98apk experience healthy — from setting budgets and time limits to recognising early warning signs and taking a break when needed.
18+ only — 98apk is strictly for adults
Set a PKR budget before every session
Time limits matter — decide how long before you start
Never chase losses — walk away when your budget is spent
Gaming money is entertainment money — never use essential funds
These six areas cover the practical steps every player can take to keep their gaming experience positive, controlled and sustainable over time.
Before you deposit or start a session, decide how much PKR you are comfortable spending as entertainment. That amount is your hard limit. Once it is gone, the session is over — regardless of whether you are up or down on the day.
Long uninterrupted sessions make it harder to stay clear-headed about your spending and decisions. Set a time limit before you start — whether that is 30 minutes or two hours — and take a proper break when it expires.
The most useful responsible gaming tool is your own honest reflection. Periodically ask yourself whether gaming is still fun, whether you are spending within your means, and whether it is taking time or money away from things that matter more.
Chasing a loss by increasing your next bet or depositing more to try to recover it is one of the most common and damaging patterns in problem gambling. Losses are a normal part of gaming — they do not need to be recovered in the same session.
Gaming should sit comfortably alongside your other commitments — family, work, social life and finances. When gaming starts competing with any of these in a way that causes stress or conflict, that is a clear signal to pull back.
There is no shame in deciding you need a break from the platform. 98apk supports voluntary cooling-off periods and self-exclusion requests. Contact support at any time to temporarily or permanently restrict your account access.
This is the single most important thing to understand about online gaming and sports betting: the outcome is always uncertain, and losses are a normal, expected part of participation. The house edge in casino games and the margin built into sports betting odds means that over a large enough number of bets, most players will end up spending more than they win. That is not a reason to avoid gaming — but it is a reason to approach it with the same mindset you would apply to any other form of entertainment. You spend PKR on a cricket match ticket or a meal out without expecting to profit from it. Gaming works the same way when you approach it correctly.
The problems that lead to genuinely harmful gambling nearly always stem from one of two things: either treating gaming as a way to generate income or recover financial shortfalls, or continuing to play beyond pre-set limits because of emotional pressure — excitement, frustration, boredom or anxiety. Recognising which of these patterns applies to you is the first step toward managing them.
A gaming budget only works if it is set before you start and based on money you can genuinely afford to spend on entertainment — not money you need for rent, household expenses, school fees, mobile bills or any other regular commitment. The simplest approach is to look at your monthly income and outgoings and work out what is left after all essentials are covered. Whatever you decide to allocate to gaming should come from this remainder, not from borrowing against it.
Once you have a monthly figure in PKR, divide it into individual session budgets. If you play twice a week, divide your monthly limit by eight or so to give yourself a per-session figure that keeps you within your overall cap. When that per-session amount is gone, close the platform and do something else. This is not about willpower — it is about creating a structure that makes it easy to stay within healthy limits without having to make difficult decisions in the heat of the moment.
Time can pass quickly when you are engaged in gaming — especially during live betting on cricket or a T20 match, or in the middle of a slots session where each spin takes only a few seconds. Without a time limit in place, it is easy to spend far longer on the platform than you intended, which tends to mean spending more money than planned as well.
The practical solution is to decide on a session length before you log in. Set a reminder on your phone if that helps. When the time is up, cash out and log off — even if you are winning. Winning streaks do not last forever, and ending a winning session on time feels far better than staying on until the balance disappears. Regular breaks between sessions also help reset your perspective and prevent the kind of absorbed state where you are no longer thinking clearly about your decisions.
For Pakistani players, Cricket — especially PSL and T20 internationals — carries a natural emotional intensity that can make responsible betting harder. When you have a strong personal attachment to a team or player, it is tempting to bet based on loyalty rather than analysis, to increase stakes after a disappointing loss by your team, or to stay engaged with live markets long after your session budget has run out simply because the match is still going.
The responsible approach during cricket events is the same as any other time — set a budget and a time limit before the match starts, stick to them, and do not let the result influence your next session's spending. Losing a bet on the Pakistan national team is frustrating, but it is the result of an unpredictable sporting event, not something that needs to be immediately corrected by another bet.
Decide your stake before checking the latest odds. If you would only bet PKR 500 on a match before seeing the odds, seeing attractive odds should not change that to PKR 2,000. Odds are set to look appealing — that is the point of them.
Write down or note your session budget. Do this before opening 98apk so the amount is fixed in your mind before any games or odds are visible.
Decide how long your session will last — 30, 60 or 90 minutes — and set a phone reminder now. When it goes off, finish the current game or bet and log off.
If your session budget runs out, that is the session. Do not deposit more to chase a loss. Come back another day with a fresh budget and a clear head.
If you are up significantly on a session, consider withdrawing part of your winnings before continuing. This protects your gains and maintains perspective on what is real money versus platform balance.
At the end of each week, check your total deposits against your total withdrawals. If deposits are consistently outpacing withdrawals by more than your agreed entertainment budget allows, it is time to reassess your habits.
If you need to pause your 98apk account for any period — a few days, a few weeks or indefinitely — contact our support team 24/7 and we will action your self-exclusion request promptly. No questions asked.
98apk is for adults aged 18 and above only. If you have children or young people at home, please use device-level parental controls to prevent access to online gaming sites. Do not share your 98apk login with anyone.
Most people who enjoy gaming never develop a problem with it. But the following patterns are worth being honest with yourself about. If several of these apply to you regularly, it is worth taking a step back from gaming for a while.
Spending more than planned — regularly depositing more than your session budget because you have already used it up
Gaming when you are stressed or upset — using the platform as an escape from anxiety, arguments or difficult emotions rather than for entertainment
Chasing losses as a habit — almost always continuing to play or deposit more specifically to recover money already lost
Hiding gaming activity — not telling family members or close friends how often you play or how much you spend
Borrowing money to gamble — using money from friends, family, a loan or a credit card specifically to fund gaming or recover gambling losses
Gaming affecting daily responsibilities — missing work, neglecting household duties or being distracted from family or social commitments because of gaming
Feeling restless or irritable when not gaming — finding it difficult to stop or feeling like something is missing when you are away from the platform for a few days
Promises to quit that do not stick — repeatedly setting limits or deciding to stop, then quickly going back to the same patterns
Go through each question and answer honestly — not as you wish things were, but as they actually are right now. If you answer "Yes" to more than three of these, it is a strong signal to take a meaningful break.
Have I spent more on 98apk in the last month than I set out to?
Have I logged in specifically to try to win back money I previously lost?
Have I felt anxious, irritable or restless when I have not been able to play?
Have I kept the amount I spend on gaming secret from people close to me?
Have I used money that was meant for something else — bills, groceries, family — to fund gaming?
Has gaming caused conflict with family, friends or work in the last three months?
Have I tried to cut back on gaming but found it harder than expected to follow through?
Do I find myself thinking about upcoming gaming sessions even when doing other things?
Please consider taking a meaningful break from gaming. Contact 98apk support to request a self-exclusion period. Speak to someone you trust — a family member, a close friend — about what you are experiencing. You do not need to manage this alone.
Self-exclusion is the process of voluntarily asking 98apk to block your access to the platform for a set period — or permanently. It is a tool that exists for exactly the situations described in the warning signs above, and it is always available to any player, at any time, without any penalty.
When you request self-exclusion, your 98apk account is locked and you will not be able to log in or deposit during the exclusion period. Any remaining balance will be held securely and returned to you via your verified withdrawal method. If you have any pending bets at the time of the request, those will be settled normally and included in your final balance.
To request any of these options, contact 98apk support via live chat or email. Our support team is available 24/7 and will process your request without delay.
98apk is an adults-only platform and we take the 18+ age restriction seriously. During account registration, we collect date of birth and may request identity document verification before permitting withdrawals. Accounts found to belong to players under 18 are closed immediately.
However, digital safety at home is a shared responsibility. If you share a device with younger family members, there are practical steps you can take to prevent access:
Most Android smartphones used by Pakistani families have parental control features accessible through Settings. These allow you to restrict access to specific browsers or websites on shared devices without affecting your own access on a separate device or profile.
Answers to the questions Pakistani players most commonly ask about responsible gaming, self-exclusion and gaming habits.
When you approach gaming with a budget, a time limit and a clear understanding that it is entertainment — not income — it stays enjoyable. Register with 98apk, set your limits from the start, and enjoy cricket betting, slots, live casino and fish games in PKR at a pace that works for you.