Your Data & Privacy Rights

Privacy Policy – How 98apk Protects Your Personal Data

This Privacy Policy explains exactly what personal information 98apk collects from Pakistan players, why we collect it, how it is stored and used, who it is shared with and what rights you have over your own data. Last updated: 2026.

What 98apk Promises on Data Privacy

A plain summary of the core privacy principles that guide how 98apk handles all player data.

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We Collect Only What's Needed

98apk only collects personal information that is genuinely required to operate your account, verify your identity, process PKR payments and provide customer support. We do not collect data for its own sake.

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We Don't Sell Your Data

Your personal information is never sold to third parties. 98apk does not run advertising-based data business models. Your data exists to make the platform work for you — not to be packaged and traded externally.

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Secure Storage & Encryption

Personal data held by 98apk is stored with encryption and access controls. Payment details processed through JazzCash, Easypaisa, Raast and other channels go through secure payment gateways — card numbers are never stored directly on 98apk servers.

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Transparent About What We Hold

You can request a full summary of what personal data 98apk holds about you at any time by contacting support. We will respond clearly and promptly to any such request.

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You Can Update or Correct Your Data

If any personal information held on your 98apk account is inaccurate or out of date, you have the right to request a correction. Contact support with the details you need updated and we will handle it promptly.

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Data Deletion on Request

When you close your 98apk account and request data deletion, we will remove your personal information from active systems subject to any legal retention requirements — such as keeping transaction records for the period required by financial regulations.

1Introduction

This Privacy Policy applies to all players and visitors of the 98apk platform at 98apk.win. When you create an account, deposit PKR, place a bet or use any feature of the 98apk platform — whether through a web browser or mobile browser — this Policy explains how your personal information is handled.

98apk takes data privacy seriously. We understand that Pakistani players sharing their personal and financial information with an online platform are placing trust in us. This Policy is written to be as clear and honest as possible about what we do with that information, rather than being deliberately vague or burying important points in small print.

By using 98apk you acknowledge that you have read and understood this Privacy Policy. It should be read alongside our Terms and Conditions, which are available on this site.

This Policy Covers All 98apk Services

The policy applies to sports betting, live casino, slot games, fish games, the withdrawal system and all other platform features — past, present and future — on 98apk.win.

2Data We Collect

98apk collects personal information in three ways: information you provide directly, information generated by your use of the platform, and information received from payment processors during deposit and withdrawal transactions.

Information you provide directly:

  • Full name as it appears on your identity document
  • Date of birth (for age verification)
  • Email address and contact phone number
  • Residential address in Pakistan
  • Username and account password (stored in hashed form)
  • Copies of identity documents submitted during verification — such as CNIC, passport or driving licence
  • Payment method identifiers such as your JazzCash or Easypaisa mobile number and bank account details for withdrawal processing

Information generated by platform use:

  • Login timestamps, IP address and device type used to access the account
  • Betting and gaming activity records — bets placed, games played, results, stakes and returns
  • Deposit and withdrawal history with amounts and transaction references
  • Customer support conversations and the content of messages sent to the support team
  • Session duration and navigation patterns within the platform

Information from payment processors:

  • Transaction confirmation references from JazzCash, Easypaisa, Raast and bank transfers
  • Partial payment method identifiers used for matching deposits to accounts
Full Card Numbers Are Never Stored

When card payments are processed, full card numbers pass through the payment gateway only and are not stored on 98apk servers. We hold only a truncated reference sufficient to identify the payment method for withdrawal matching purposes.

3How We Use Your Data

Every use of your personal data at 98apk has a specific, legitimate purpose. We do not process personal information speculatively or for purposes we have not identified. The main purposes for which we use player data are:

  • Account creation and management: Setting up and maintaining your 98apk account, enabling login, managing account settings and preferences.
  • Identity verification: Confirming you meet the minimum age requirement of 18 years and verifying your identity before processing withdrawals, as required to prevent fraud and protect all players.
  • Payment processing: Handling PKR deposits via JazzCash, Easypaisa, Raast and bank transfer, and processing withdrawal requests back to your verified payment methods.
  • Bet and game settlement: Recording your wagers, calculating and crediting winnings, and maintaining an accurate transaction history accessible in your account.
  • Security and fraud prevention: Monitoring for unusual activity, detecting potential account takeover attempts and investigating suspicious transaction patterns that may indicate fraud or bonus abuse.
  • Customer support: Responding to queries, resolving disputes and handling account-related requests.
  • Platform improvement: Using aggregated, anonymised behavioural data to understand how the platform is used and where the experience can be improved for Pakistani players.
  • Responsible gaming: Monitoring activity patterns that may indicate a player is experiencing difficulties with their gaming behaviour, to allow appropriate intervention where requested.

5Data Sharing

98apk does not sell personal data to any third party. Data is shared only in the following limited and necessary circumstances:

  • Payment processors: JazzCash, Easypaisa, Raast and banking partners receive the minimum personal data required to process your PKR transactions — typically your registered mobile number or account reference.
  • Identity verification providers: If a third-party verification service is used to confirm your identity documents, your submitted documents are shared with that provider under a data processing agreement that restricts their use.
  • Technology service providers: Cloud hosting, security monitoring and platform infrastructure providers may process data as part of their services. These providers are bound by confidentiality obligations and cannot use the data for their own purposes.
  • Legal requirements: Where 98apk is required by law or valid legal process to disclose information, we will comply with that requirement. We will notify you where legally permitted to do so.
No Advertising Data Sales

Your data is never shared with advertising networks, data brokers or marketing companies. 98apk does not participate in the behavioural advertising ecosystem.

6Payment Data & PKR Transactions

Because all 98apk transactions are in Pakistani Rupees and processed through local payment channels, the payment data we handle is specific to the Pakistani financial system. Here is how different payment methods are handled from a data perspective:

Payment Method Data We Receive Storage Approach
JazzCash Mobile number, transaction reference, PKR amount Stored in encrypted transaction log; mobile number used for withdrawal matching
Easypaisa Mobile number, transaction reference, PKR amount Stored in encrypted transaction log; mobile number used for withdrawal matching
Raast Raast ID / IBAN, transaction reference, PKR amount Stored in encrypted transaction log; IBAN used for withdrawal processing
Bank Transfer Bank account number, bank name, PKR amount Stored in encrypted transaction log for withdrawal routing
Debit / Credit Card Last 4 digits, card type, transaction reference Full card number handled by payment gateway only — not stored by 98apk

Transaction records are retained for a minimum period required by financial record-keeping obligations and then securely deleted. You can view your full transaction history at any time within your 98apk account dashboard.

7Data Retention

98apk retains your personal data for as long as your account is active and for a reasonable period afterwards to fulfil legal, financial and dispute-resolution obligations. The general approach is:

  • Account and identity data is retained for the duration of your active account plus a minimum post-closure period required for financial compliance.
  • Transaction records (deposits, withdrawals, bets) are retained for the period specified by applicable financial record-keeping requirements.
  • Customer support records are retained for a reasonable period to allow for dispute resolution or regulatory review.
  • Security logs (login activity, IP records) are retained for a shorter rolling window used for fraud and security analysis.

After the applicable retention period expires, personal data is securely deleted or anonymised so it can no longer be linked to an individual. If you request account deletion before the natural retention period ends, we will action the deletion of all data not subject to legal retention requirements.

8Cookies and Tracking

98apk uses cookies and similar technologies to make the platform function correctly and to improve the experience for players. A cookie is a small text file stored on your browser or device when you visit the platform.

The categories of cookies used on 98apk are:

  • Essential cookies: Required for the platform to function. These handle your login session, remember your account preferences and ensure secure access. The platform cannot work without these.
  • Analytics cookies: Used to understand how players navigate the platform — which pages are visited most, where players exit and how long sessions last. This data is aggregated and anonymised and is used only to improve the platform experience.
  • Security cookies: Used to detect and prevent fraudulent login attempts and unusual activity patterns.

98apk does not use advertising or tracking cookies that follow you across other websites. You can manage cookie settings in your browser. Note that disabling essential cookies will prevent some platform features from working correctly.

No Cross-Site Advertising Cookies

98apk does not deploy third-party advertising pixels or cross-site tracking scripts that would follow your browsing activity outside of the 98apk platform.

9Data Security

Protecting the personal and financial data of Pakistani players is a core operational responsibility at 98apk. The security measures we maintain include:

  • Encrypted data transmission using HTTPS/TLS for all communication between your browser and the 98apk platform.
  • Encrypted storage for personal data and financial records at rest.
  • Password hashing — your account password is never stored in a readable format.
  • Access controls limiting which internal staff can access specific types of personal data, on a need-to-know basis.
  • Monitoring for suspicious login attempts and automated security responses to unusual access patterns.
  • Regular security reviews of platform infrastructure.

Despite these measures, no internet-based system can be guaranteed 100% secure. Players are responsible for keeping their own login credentials secure and should use a strong, unique password for their 98apk account. If you suspect unauthorised access to your account, contact 98apk support immediately.

10Your Data Rights

As a 98apk player you have the following rights in relation to your personal data. To exercise any of these rights, contact 98apk support with your account details and the specific request.

Right of Access

Request a copy of the personal data 98apk holds about you. We will provide this within a reasonable timeframe.

Right to Rectification

Request correction of inaccurate or out-of-date personal information on your account.

Right to Erasure

Request deletion of your personal data when you close your account, subject to legal retention requirements for financial records.

Right to Restrict Processing

Request that 98apk limits how it uses your data in certain circumstances — for example, while a dispute is being resolved.

Right to Data Portability

Request a copy of your personal data in a structured, machine-readable format where technically feasible.

Right to Object

Object to specific types of processing, particularly where processing is based on legitimate interests rather than contractual necessity.

11Children's Privacy

98apk is strictly an adults-only platform for players aged 18 and above. We do not knowingly collect personal data from anyone under the age of 18. If a minor gains access to the platform using false age information, we will close their account immediately upon discovery and delete any associated personal data.

Parents and guardians who believe a minor has created a 98apk account should contact support immediately. We take these reports seriously and respond with urgency. Please refer to our Responsible Gaming page for guidance on preventing underage access to gaming platforms.

Protecting Minors Is a Priority

98apk supports parental controls and encourages families to use device-level content filters to prevent minors from accessing online gaming services. This platform is for adults only.

12Changes to This Privacy Policy

98apk may update this Privacy Policy from time to time to reflect changes in the platform, applicable regulations or our data handling practices. When material changes are made, the updated Policy will be posted on this page with a revised date at the top.

For significant changes that affect how we use your data, we will notify active account holders via their registered email address or through an in-platform notification before the changes take effect. Continuing to use 98apk after the effective date of an update constitutes your acceptance of the revised Policy.

We recommend revisiting this page periodically, particularly before making large deposits or if you have specific privacy concerns about a new feature on the platform.

13Contact Us About Privacy

If you have any questions about this Privacy Policy, how 98apk handles your personal data, or if you want to exercise any of your data rights, please contact the 98apk support team. Support is available 24 hours a day, seven days a week.

You can reach us through the in-platform live chat or via email — the contact address is shown in the footer of this page. When submitting a data request, please include your registered username or the email address associated with your account so we can identify your records promptly.

We aim to respond to all privacy-related requests within a reasonable timeframe. For urgent concerns — such as suspected unauthorised access to your account — please contact support immediately via live chat for the fastest response.

If you have concerns about how your data has been handled that remain unresolved after contacting us, you may wish to seek independent advice.

Ready to Play at 98apk?

Now you know exactly how 98apk handles your personal data. Register your free account, deposit PKR via JazzCash or Easypaisa and explore cricket betting, slots, live casino and fish games — all with your privacy protected.